Trucks, Tractors & Trailers

Customized Solutions for Vehicles & Forklifts


Our vehicle funding experience matched with our financing expertise enables us to create the right custom solution for your needs. We work with our clients to determine the right financing structure for each project, providing optimal flexibility and predictable budgeting.
A TRAC or ‘Terminal Rental Adjustment Clause’ Lease is a type of equipment lease that allows for low rate financing and a defined end of term purchase option. Licensed commercial motor vehicles (over the road tractors, buses, trailers and trucks) are eligible to be financed under a TRAC Lease.


      Leasing Benefits

  • Avoid large up-front costs
  • Distribute costs over time
  • Manage project cost flow
  • Preserve cash

      Commonly Leased Projects

  • Trucks, tractors & trailers
  • Forklifts
  • Utility vehicles
  • Delivery vehicles

TRAC Leasing

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First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. “First American Equipment Finance” is the trade name for certain equipment leasing and finance businesses of First American Commercial Bancorp, Inc. and its subsidiaries. Equipment financing transactions are provided in Canada by FA Equipment Finance, Inc. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All transactions are subject to credit approval. Some restrictions may apply. All trademarks are the property of their respective owners.

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