Play #3: Equipment Line of Credit

For Your Short and Long Game

You're in planning mode. Numbers are in flux. Your 2020 CapEx needs are still being determined. With First American, you have the ability to spend some or all of your equipment line based on your needs. And unlike with most banks, you won’t pay any under- or non-utilization fees.

Equipment lines provide flexibility as you prepare for upcoming equipment acquisitions or long-term capital projects. Guard against market fluctuation by locking in today’s low interest rates all while eliminating the need to conduct due diligence on new financing vendors for each project. 


Save time, guard your funds and enjoy flexible structures with an equipment line from First American.


Explore Other Financial Plays Here

As you're closing out the books and preparing for a strong 2020, consider First American your first draft pick.

First American is a wholly owned subsidiary of City National Bank and part of RBC. We’re ranked among the largest equipment finance companies in the U.S. and provide capital financing to sophisticated commercial borrowers across the country. Whether your goal is to run your business more efficiently or grow into new markets, with First American, you will receive an unmatched package of services that are simple to use, customized to your needs, and delivered by passionate, top notch professionals.

  • Industry Expertise: Focused exclusively on your industry to better serve you.
  • Dedicated Support: You’ll work directly with a small group of specialists who are focused on your goals.
  • Leading Technology: We believe best-in-class technology leads to a best-in-class client experience.


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First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All trademarks are the property of their respective owners. Additional terms apply and can be found by visiting

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