Office Build-outs and Renovations

Industry: AEC

Build-Outs | Renovations | Expansions

A workplace that has it all needs the financing to do it all.

First American can help you create an extraordinary workplace. We build custom financing solutions to fit your needs, combining all costs into one straightforward lease. Our full-solution financing options for office renovations and expansions are tailored to meet your business objectives—from project simplification and budget consistency, to tax savings and accounting benefits.

Distribute Costs

Align the cost of the equipment with its use and evenly distribute buildout cost per year.

Why shoulder 100% of the costs today when the tax benefits will be realized over time? A lease can help balance your cash flow while minimizing your tax expenses.

Finance 100% of Costs

First American can finance all collateral involved, including installation and construction costs.

A lease line of credit can include all expenses related to a build-out, including soft costs. Expenses such as architectural fees, construction, wiring and cabling, audio-visual setup and carpeting can all be included in a lease along with furniture and fixtures.

Improve Tax Efficiency

Expensing rental payments can create a greater tax shield than depreciation, resulting in a reduced tax burden.

Lease payments are recorded on your income statement, which means they are tax-deductible operating expenses.

Click on the resources below to learn more about our office buildout capabilities:


5 Ways to Transform Your Workplace	Practical Options for Your Buildout

Finance 100% of Your Expansion or Renovation

Leasing Benefits

Avoid one-time hit to surplus
Distribute costs over time
Finance 100% of costs
Budget consistency
Finance costs from multiple vendors

Commonly Leased Equipment

Furniture and fixtures
HVAC equipment
Construction costs
Lighting
A/V Equipment

Arch. Firm
ENR 100 / ARCH 200

Lease structure preserved
cash flow for M&A activity, additional staffing, and
other growth initiatives.

$3 million

Prof. Services Firm
600 Employees

A complete office buildout program in excess of TI allowance, which provided greater financial flexibility
for partners.

$8.2 million

Eng. Firm
ENR 100 / ARCH 200

Headquarter office space
expansion with FAR-compliant
lease structure and 15-month
rate lock option.

$7 million

Arch. Firm
ENR 400

Financing provided project simplification to lessen
the disruption in the firm. The lease structure provided enhanced cash
flow for the business.

$600,000

Env. Firm
400 Employees

Furniture lease provided competitive alternative to traditional financing offered by primary bank.

$500,000

Eng. FIRM
350 Employees

Reimbursement lease for furniture and construction services allows the firm to preserve capital for M&A activity.

>$1 million

First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All trademarks are the property of their respective owners. Additional terms apply and can be found by visiting faef.com/terms.

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