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Leasing & Financing

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Commercial Cards

First American Presents City National Bank’s Visa Commercial Card

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Every organization needs a reliable commercial credit card program. City National’s Visa Commercial Card for back-office controls and reconciliation is tailored to meet your business objectives with: 

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Real-time credit limit control

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Online receipt capture and expense reporting

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Seamless integration with accounting software

Credit card icon

Real-time credit limit control

Payment on computer icon

Online receipt capture and expense reporting

Gear icon

Seamless integration with accounting software

Why Make the Switch?

Are you still uploading paper receipts? Is your reconciliation process tedious? A growing number of companies in the U.S. are reducing manual processes to save time and resources as vendor and employee needs change. City National’s Visa Commercial Card is a technology-leading, safe, and efficient purchasing tool that can help position you for future financial success.

Transform the way you manage expenses and close your books faster with the City National Visa Commercial Card program from First American: 

Earn rewards points or cash back that can be redeemed for merchandise, travel, gift cards, or more cash. Did you know checks cost an average of $4.99 to issue, per transaction? On top of generating revenue, you can help to distribute costs in the short term and reduce the amount of money it takes you to, you guessed it, pay money.

Would you like to quickly provide real-time funds to a cardholder or a colleague— without a card?  Utilize on-demand features with virtual cards powered by Extend. This online virtual card platform ensures that business never stops due to not having a card to swipe, or in this case, tap. Immediate money available, no card sharing necessary.

In addition to our fraud prevention tactics, you can take advantage of Visa benefits including travel insurance, rental car coverage, and $100K liability waiver for employee misuse.

View your balances, transactions, and statements; make and schedule payments; and view information for all authorized cards by simply logging into your account online. 

Log onto your customized online platform to create accounts, control access levels, change card limits in real time, transfer data to your accounting programs with ease, and limit purchases through merchant category code management.  

Use the online platform to upload receipts and reconcile transactions as you create and manage cardholders' expense reports. With default allocation coding, you and your cardholders could put hours back into your week. View and download customized reporting to share with colleagues or upload into your general ledger.

Use your Visa Card with Apple Pay and Google Pay for added speed, security, and convenience when making purchases in-store, in-app, and online.

Man using laptop, phone and credit card
Man looking at credit card and phone

Transform the way you manage expenses and close your books faster with the City National Visa Commercial Card program from First American:

Earn rewards points or cash back that can be redeemed for merchandise, travel, gift cards, or more cash. Did you know checks cost an average of $4.99 to issue, per transaction? On top of generating revenue, you can help to distribute costs in the short term and reduce the amount of money it takes you to, you guessed it, pay money.

Would you like to quickly provide real-time funds to a cardholder or a colleague— without a card?  Utilize on-demand features with virtual cards powered by Extend. This online virtual card platform ensures that business never stops due to not having a card to swipe, or in this case, tap. Immediate money available, no card sharing necessary.

In addition to our fraud prevention tactics, you can take advantage of Visa benefits including travel insurance, rental car coverage, and $100K liability waiver for employee misuse.

View your balances, transactions, and statements; make and schedule payments; and view information for all authorized cards by simply logging into your account online. 

Log onto your customized online platform to create accounts, control access levels, change card limits in real time, transfer data to your accounting programs with ease, and limit purchases through merchant category code management.  

Use the online platform to upload receipts and reconcile transactions as you create and manage cardholders' expense reports. With default allocation coding, you and your cardholders could put hours back into your week. View and download customized reporting to share with colleagues or upload into your general ledger.

Use your Visa Card with Apple Pay and Google Pay for added speed, security, and convenience when making purchases in-store, in-app, and online.

Hear from Our Card Clients:

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“I love working with First American. They are helpful and proactive and their website is easy to use. They worked with us on integrating the digital online statement with our general ledger so it now gets posted directly to our books. I cannot imagine a better credit card to have."

CFO | Law Firm in LA
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“We particularly found value in the Extend program— it works much more smoothly than our previous declining balance system, and because it is tied into our overall credit card program, we get the rebate on all of that spending as well.”

CFO | Private School in TX
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“City National Bank’s robust platform has all the back-office functionality and G/L friendly detail you are looking for."

CFO | High School in IL

Commercial Accounts Payable: More Than a Card

City National Bank's Commercial AP, an industry-leading ePayables tool, offers more to your business than traditional card programs alone. Leverage virtual card technology, optimize and secure your payments strategy, and enjoy concierge-level service our competitors can’t match.

Explore Commercial AP
People looking at a credit card and smartphone

City National & First American: Strength and Stability Working for You

First American Equipment Finance is a wholly owned subsidiary of Los Angeles, CA-based City National Bank, an RBC Company. This structure allows us to offer competitive financing and sell City National’s commercial card products while delivering unique value to our clients through industry specialization, knowledgeable teams, and leading-edge digital tools. 

 

For more information about City National, visit the company’s website at cnb.com.

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