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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

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Commercial Cards

First American Presents City National Bank’s Visa® Commercial Card

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Every organization needs a reliable commercial credit card program. City National Bank’s Visa Commercial Card for back-office controls and reconciliation is tailored to meet your business objectives with: 

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Real-time credit limit control

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Online receipt capture and expense reporting

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Integrates with accounting software

Credit card icon

Real-time credit limit control

Payment on computer icon

Online receipt capture and expense reporting

Gear icon

Integrates with accounting software

Why Make the Switch?

Do you still have a stack of paper receipts on your desk? Is your reconciliation process tedious? A growing number of companies in the U.S. are reducing manual processes to save time and resources as vendor and employee needs change. City National Bank’s Visa Commercial Card is a safe and efficient purchasing tool that can help position you for future financial success.

Transform the way you manage expenses and close your books faster with the City National Bank Visa Commercial Card program: 

Qualified accounts earn rewards points or cash back that can be redeemed for merchandise, travel, gift cards, or more cash.* Did you know it costs money to issue checks for each and every transaction? On top of generating revenue, you can help to distribute costs in the short term and reduce the amount of money it takes you to, you guessed it, pay money.

Would you like to quickly provide real-time funds to a cardholder or a colleague— without a card?  Utilize on-demand features with virtual cards powered by Extend.1 This online virtual card platform ensures that business never stops due to not having a card to swipe, or in this case, tap. Immediate money available, no card sharing necessary.

In addition to our fraud prevention tactics, you can take advantage of Visa benefits including travel insurance, rental car coverage, and $100K liability waiver for employee misuse.†

View your balances, transactions, and statements; make and schedule payments; and view information for all authorized cards by simply logging into your account online. You will also have access to create accounts, control access levels, change card limits in real time, transfer data to your accounting programs with ease, and limit purchases through merchant category code management.  

Use the online platform to upload receipts and reconcile transactions as you create and manage cardholders' expense reports. With default allocation coding, you and your cardholders could put hours back into your week. View and download customized reporting to share with colleagues or upload into your general ledger.

Use your Visa Card with Apple Pay® and Google PayTM for added speed, security, and convenience when making purchases in-store, in-app, and online.2

Man using laptop, phone and credit card

Transform the way you manage expenses and close your books faster with the City National Bank Visa Commercial Card program:

Qualified accounts earn rewards points or cash back that can be redeemed for merchandise, travel, gift cards, or more cash.* Did you know it costs money to issue checks for each and every transaction? On top of generating revenue, you can help to distribute costs in the short term and reduce the amount of money it takes you to, you guessed it, pay money.

Would you like to quickly provide real-time funds to a cardholder or a colleague— without a card?  Utilize on-demand features with virtual cards powered by Extend.1 This online virtual card platform ensures that business never stops due to not having a card to swipe, or in this case, tap. Immediate money available, no card sharing necessary.

In addition to our fraud prevention tactics, you can take advantage of Visa benefits including travel insurance, rental car coverage, and $100K liability waiver for employee misuse.†

View your balances, transactions, and statements; make and schedule payments; and view information for all authorized cards by simply logging into your account online. You will also have access to create accounts, control access levels, change card limits in real time, transfer data to your accounting programs with ease, and limit purchases through merchant category code management.  

Use the online platform to upload receipts and reconcile transactions as you create and manage cardholders' expense reports. With default allocation coding, you and your cardholders could put hours back into your week. View and download customized reporting to share with colleagues or upload into your general ledger.

Use your Visa Card with Apple Pay® and Google PayTM for added speed, security, and convenience when making purchases in-store, in-app, and online.2

Hear from Our Card Clients:

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“I love working with First American. They are so helpful and proactive. [They] worked with us on integrating the digital online statement with our general ledger so it now gets directly posted to our books … I seriously cannot imagine a better credit card to have."

COO, Law Firm in LA
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“She has been great walking us through the entire set-up process and quick to answer any questions we may have.  It has been a pleasure to work with her!  Outstanding customer service.”

Director of Business, OK Private School
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“[He] has been a tremendous help in this transition over to First American. Always quick to respond to any questions I had."

Purchasing Officer, MS Community College

Commercial Accounts Payable: More Than a Card

City National Bank's Commercial AP, a credit card based ePayables tool, offers more to your business than traditional card programs alone. Leverage virtual card technology, optimize and secure your payments strategy, and enjoy customized support.

Explore Commercial AP
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City National Bank & First American: Strength and Stability Working for You

First American Equipment Finance is a wholly owned subsidiary of City National Bank, an RBC Company. This structure allows us to offer City National Bank’s commercial card products while delivering unique value to our clients through industry specialization, knowledgeable teams, and leading-edge digital tools. 

 

For more information about City National Bank, visit the company’s website at cnb.com.

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Fill out your information to connect with a Product Specialist.

* All credit cards are subject to credit approval. Terms and conditions apply. See the Commercial Credit Card Agreement and City National Rewards Program Terms, Conditions and Program Rules for details.

† Certain limitations and restrictions apply. Benefits and discounts are subject to change at any time without notice. Ask us for details.

1. Extend refers to both the Extend web solution and the Extend mobile application provided by Extend Enterprises, Inc. The mobile application is available for download in the Apple App Store® and Google Play™ store. This third party service allows you and your employees to extend use of your City National Visa Commercial Card through the application subject to the terms and conditions governing the credit card. Extend Enterprises, Inc. is not an affiliate of City National Bank.

2. Apple Pay® and Google Pay™ are available for in-store, in-app and online purchases on Apple Pay- and Google Pay-equipped devices, respectively, at participating merchants. Data rates and fees may apply. Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google LLC.

Visa is a registered trademark owned by Visa International Service Association and is used under license.

Equipment financing and leasing are offered by First American Equipment Finance, a subsidiary of City National Bank, and are subject to credit approval by, and documentation acceptable to, First American Equipment Finance. City National Bank does business in the State of Florida as CN Bank. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license.