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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

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Fleet Vehicle Financing

Help drive efficiency and meet demand with financing from First American.

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fleet vehicles

Prioritizing the health and performance of your fleet is essential to keep up with rising demand. Whether you need to replace a few vehicles or manage a larger fleet, staying up to date helps your business avoid costly repairs and downtime.

When evaluating your funding options for fleet vehicles, consider how First American’s custom financing solutions, like a TRAC (Terminal Rental Adjustment Clause) lease, can help spread costs out over time instead of draining your capital upfront. Leveraging smart financing to regularly update your fleet can help you save money and enhance the overall efficiency of your operations. 

Top Reasons to Finance Fleet Vehicles

Tailor your financing to meet your unique needs and objectives, like tax and accounting benefits.

Minimize the expenses and risks associated with older vehicles by keeping your fleet up to date.

Replace a significant outlay of cash upfront by spreading the costs over a longer time with fixed monthly payments.

At the end of your lease, you can continue renting, return, or purchase the vehicles at a fixed cost, with TRAC amounts as low as 20%.

fleet vehicle trucks

Top Reasons to Finance Fleet Vehicles

Tailor your financing to meet your unique needs and objectives, like tax and accounting benefits.

Minimize the expenses and risks associated with older vehicles by keeping your fleet up to date.

Replace a significant outlay of cash upfront by spreading the costs over a longer time with fixed monthly payments.

At the end of your lease, you can continue renting, return, or purchase the vehicles at a fixed cost, with TRAC amounts as low as 20%.

Commonly Leased Commercial Vehicles

Recently Funded Fleet Vehicle Projects

60-month lease

Building Materials Supply Company in WA | $10,000,000

An equipment lease line created simplicity for various fleet needs, including over-the-road and forklift assets used throughout the business.

hospital office health system

84-month lease

Logistics Company in NC | $1,250,000

A TRAC lease provided competitive pricing and allowed for a beneficial accounting treatment the client was seeking. 

modern business architecture at night

60-month lease

Trucking Company in ID | $3,500,000

An equipment loan helped the business refresh their tractor fleet, which aided driver recruitment and retention.

ny food co packer

Commercial Fleet Financing on Your Terms

3-7 year term lengths

TRAC amounts as low as 20%

Split TRAC options available

Rate locks

Balloon payments

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

A Simpler Financing Process

Streamline your lease management and free up time to focus on your core business initiatives by leveraging our digital tools.

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Interested in Learning More?

Tell us your business needs and we’ll share financing recommendations and insights to help support your goals.