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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

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Software Financing

Upgrade critical software and systems with financing from First American.

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software

From SaaS subscriptions to AI-enabled platforms, software is essential—but rising costs, complex implementations, and multi-year commitments can strain budgets and internal resources.

Software financing offers a flexible strategy to help control costs and manage long-term projects more effectively. Whether you’re in the early planning stages, mid-implementation, or have recently completed an upgrade, financing can help you unlock the full value of your investment.

Top Reasons to Finance Software

Spread costs over time instead of paying large fees upfront, keeping cash and existing credit lines available for other priorities.

Cover all expenses related to your software projects—including subscription and licensing fees, consulting, development and implementation, training, managed services, and other associated costs.

Take advantage of milestone payment options to match your payment schedule with project deliverables—especially valuable for longer, phased implementations.

Structure your payments so annual fees and subscription costs are paid over the course of the financing agreement, aligning your expenses with usage and projected ROI.

Use short-term refresh options for fast-changing assets, while placing long-term solutions, like core software systems, on terms that match their expected lifecycles.

Select the software and service providers that best meet your needs, without being limited to a specific vendor or brand.

two colleagues working on software program

Top Reasons to Finance Software

Spread costs over time instead of paying large fees upfront, keeping cash and existing credit lines available for other priorities.

Cover all expenses related to your software projects—including subscription and licensing fees, consulting, development and implementation, training, managed services, and other associated costs.

Take advantage of milestone payment options to match your payment schedule with project deliverables—especially valuable for longer, phased implementations.

Structure your payments so annual fees and subscription costs are paid over the course of the financing agreement, aligning your expenses with usage and projected ROI.

Use short-term refresh options for fast-changing assets, while placing long-term solutions, like core software systems, on terms that match their expected lifecycles.

Select the software and service providers that best meet your needs, without being limited to a specific vendor or brand.

Financing Multi-Year Software Projects

Software financing implementation

Example is for illustrative purposes only.

Commonly Leased Software & Services

  • SaaS subscriptions and enterprise licensing
  • AI-enabled tools and data platforms
  • ERP, CRM, and financial systems
  • Content and digital asset management software
  • Cybersecurity and risk management software
  • Implementation, integration, and training services
  • Cloud infrastructure and storage solutions

Recently Funded Software Projects

36-month lease

Top 100 Law Firm in CA – $4,500,000

The firm used leasing to smooth out costs and gain a more predictable budget for a 3-year Microsoft subscription renewal contract.

Business professionals working on desktop with software

12-month lease

IT Provider in PA – $2,700,000

The client utilized lease financing for Microsoft and ServiceNow licensing costs to preserve other bank credit lines.

Business professionals pointing at computer screen with software

120-month lease

Higher Education Institution in NY – $3,500,000

The client leveraged long-term financing to support the implementation of a new cloud-based Enterprise Resource Planning (ERP) system after the legacy system needed to be replaced.

Students smiling and working on laptop in classroom

Software Leasing & Financing on Your Terms

3-7+ year term lengths

Rate locks

Align payments with expected ROI

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

An Exceptional Client Experience

Enjoy a highly personalized service model thoughtfully designed around you and your success. 

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Interested in Learning More?

Tell us your business needs and we’ll give you specific financing recommendations and insights to help you get results.