Build-Outs | Renovations | Expansions

A workplace that has it all needs the financing to do it all.

Expansions and renovations are complicated projects usually involving long timelines, multiple vendors and significant soft costs. Work with someone who is not only comfortable financing 100% of your project, but also alleviates the project management burden so you can get back to running your business. 

Our experience ranges from the straighforward purchase of computers and furniture, to the complicated design and construction process of multilocation buildout projects. We specialize in tailoring solutions to meet your business objectives—from project simplification and budget consistency, to tax savings and accounting benefits.


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Match Payments to ROI

Customize your payback period with First American and match payments to ROI or savings generated by your new equipment. 

We understand the benefit of customizing payments throughout the life of your equipment. Your dedicated relationship manager will work with you to create a plan that optimizes cash flows based on your specific goals.

Distribute Costs

Align the cost of the equipment with its use and evenly distribute build-out costs with low, monthly payments.

Why shoulder 100% of the costs today when the tax benefits will be realized over time? A lease can help balance your cash flow while minimizing your tax expenses. 

Finance 100% of Costs

First American can finance all collateral involved, including installation and construction costs.

A lease line of credit can include all expenses related to a build-out, including both soft costs. and hard assets. Expenses such as architectural fees, construction, wiring and cabling, audio-visual setup and carpeting can all be included in a lease along with furniture and fixtures.

Dedicated Service

First American's Project Manager simplifies the entire project.

Your dedicated Project Manager handles all of the details, from vendor payments to delivery timing, and more. Allow your staff to focus on their roles and ensure these complex projects make it to completion without a hitch. 


Benefits of Financing 100% of Your Expansion or Renovation

  • Lower Monthly Payments
  • Distribute Costs Over Time
  • Finance 100% of Costs
  • Budget Consistency 
  • Vendor-Neutral
  • Preserve Refresh Options on Technology

Commonly Financed

  • Removeable Walls
  • AV Equipment
  • Telecom Equipment
  • Cabinets & Storage
  • Flooring
  • HVAC
  • LED Retrofits
  • Software Licensing
  • Electrical Installations
  • Construction Costs
  • Security Systems
  • Office Furniture
  • IT Equipment
  • Leasehold Improvements
  • Design & Consulting Fees

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First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All trademarks are the property of their respective owners. Additional terms apply and can be found by visiting

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