Flexible Financing for a Complex, Phased Modernization

Goodwill South Florida was moving forward with two major initiatives at the same time. It was modernizing its apparel manufacturing operation to support military uniform production and expand capacity, while also implementing a new point-of-sale system for its donated goods retail division. 

The manufacturing investment was complex, involving vendors across several countries and invoices that varied widely in size and timing. Many vendors required payment upfront, before equipment could be delivered or put into use, making cash flow coordination critical. Without a structured financing plan, managing both initiatives would have required significantly more time and internal effort.

First American worked closely with Goodwill South Florida to understand its rollout schedule and vendor requirements, then structured a lease line that aligned funding to project milestones. This approach gave Goodwill the flexibility to draw funds as needed across phases, rather than financing the entire project upfront. 

The structure also supported 100% financing for eligible costs, including training and installation. As a result, Goodwill was able to keep the full project moving forward without creating unnecessary strain on working capital.