Default

Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Learn More

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Hear From Our Clients

Dental | Office & Facility

On-Demand Capital Simplifies Equipment Upgrades

Fast Facts

Industry

Dental

Star icon

Organization

Verber Dental Group, Camp Hill, PA

Building Icon

Client Since

2021

Handshake icon

Equipment Financed

Dental Equipment, IT equipment, and operatory expansions

Money icon

Financing Structure

60-month, $1 buyout lease line with draw-as-needed access

Financing Structure Icon

Industry Specific Fact

The group celebrated its 50th anniversary in 2024, having grown from a single practice in 1974.

Lightbulb icon

Industry

Dental

Star icon

Organization

Verber Dental Group, Camp Hill, PA

Building Icon

Equipment Financed

Dental Equipment, IT equipment, and operatory expansions

Money icon

Growth Created Frequent, Unpredictable, and Time-Sensitive Equipment Need

As Verber Dental continued to grow across multiple locations, equipment needs became more frequent and harder to predict. Some purchases were planned as part of expansion, including new operatories, upgrades, and standardization across sites. Others were urgent, driven by critical equipment that couldn’t be down for long without disrupting schedules, patient flow, and revenue.

Traditional funding methods created friction. Each project required repeating a time-consuming process, adding unnecessary steps when speed mattered most. For a lean finance team supporting a growing organization, that administrative lift could slow decisions and pull focus away from higher-value work like planning, expansion, and operational oversight. Verber needed a faster, repeatable way to fund projects as needs arose.

"In the past, we've used all different types of funding, but the amount of administrative time that it takes to set that up sometimes is too burdensome."

– Nate Erway, CFO, Verber Dental

“They are fantastic to work with... As we grow, we intend to continue to grow with First American.”

– Nate Erway, CFO, Verber Dental

A Lease Line Created a Simple Financing Foundation

First American implemented a lease line that gave Verber Dental draw-as-needed access to funding, so the organization could move forward with equipment purchases without restarting the financing process each time. This structure created a consistent way to support both planned growth and urgent replacements across locations.

 

The lease line also simplified execution. A dedicated Project Manager served as a single point of contact across vendors, locations, and timelines, reducing administrative burden, accelerating approvals, and helping keep projects on track. This support was especially valuable when timing was tight or when multiple sites required equipment simultaneously.

Growth Created Frequent, Unpredictable, and Time-Sensitive Equipment Need

As Verber Dental continued to grow across multiple locations, equipment needs became more frequent and harder to predict. Some purchases were planned as part of expansion, including new operatories, upgrades, and standardization across sites. Others were urgent, driven by critical equipment that couldn’t be down for long without disrupting schedules, patient flow, and revenue.

 

Traditional funding methods created friction. Each project required repeating a time-consuming process, adding unnecessary steps when speed mattered most. For a lean finance team supporting a growing organization, that administrative lift could slow decisions and pull focus away from higher-value work like planning, expansion, and operational oversight. Verber needed a faster, repeatable way to fund projects as needs arose.

"In the past, we've used all different types of funding, but the amount of administrative time that it takes to set that up sometimes is too burdensome."

– Nate Erway, CFO, Verber Dental

A Lease Line Created a Simple Financing Foundation

First American implemented a lease line that gave Verber Dental draw-as-needed access to funding, so the organization could move forward with equipment purchases without restarting the financing process each time. This structure created a consistent way to support both planned growth and urgent replacements across locations.

The lease line also simplified execution. A dedicated Project Manager served as a single point of contact across vendors, locations, and timelines, reducing administrative burden, accelerating approvals, and helping keep projects on track. This support was especially valuable when timing was tight or when multiple sites required equipment simultaneously.

“They are fantastic to work with... As we grow, we intend to continue to grow with First American.”

– Nate Erway, CFO, Verber Dental

 

Financing in Place Helps Verber Move Faster and Stay on Track

With financing already secured, Verber Dental has been able to move quickly and keep growth initiatives on track. To date, the organization has completed 14 schedules totaling approximately $1.5MM through the lease line, supporting equipment needs across multiple locations.

Looking ahead, Verber plans to continue using the lease line to support ongoing growth, including new operatories and further expansions. With a repeatable funding process, the team can act quickly as opportunities or urgent needs arise.

The organization has completed 14 schedules totaling approximately $1.5MM through the lease line.

Other Relevant Case Studies

Pacific Dental Services

Dental Service Organization Leverages Leasing to Scale Up

Read Case Study
First American colleague with Pacific Dental Services outside of building

Operation Dental

Financing Infuses Cash into Fast-Growing Dental Organization

Read Case Study
Dental Organization

West Coast Dental Service Organization

Reimbursement for Equipment Purchases Delivers Liquidity for Dental Service Organization

Read Case Study

 

 

Financing for What's Next

From capital projects to equipment purchases, learn how First American can help fund your organization's needs.

Contact us today