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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Hear From Our Clients

2025 Financing Trends for Insurance Companies

Welcome to our digital resource hub!

Welcome to our digital resource hub!

To succeed in a shifting economic landscape, insurance company leaders must make strategic capital investments. Discover how First American’s custom financing solutions can help streamline operations, deliver tax advantages, and fuel sustainable growth.

Featured Industry Insights

McKinsey & Co’s Global Insurance Report 2025: The Pursuit of Growth

Dive into the evolving landscape of the insurance industry with McKinsey’s Global Insurance Report 2025. This report highlights key trends, emerging risks, and innovative strategies shaping the future of global insurance markets.

Read Report
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State of the Insurance Market, 2025 Outlook and 2024 Wrap-Up

Gain insights into the evolving risk landscape with the Risk Strategies 2025 Initial Outlook which offers forward-thinking insights to help businesses navigate an increasingly complex environment.

Read Report
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KPMG’s Insurance Statutory Reporting Issues & Trends

Examine key challenges, regulatory changes, and emerging trends that can help insurers navigate complex reporting requirements with confidence.

Read Report
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2025 Financing Trends for Insurance Companies

According to the Equipment Leasing & Finance Foundation's 2025 Economic Outlook, real equipment and software investment in the United States is projected to grow by 4.7% in 2025.

Financing continues to empower organizations to invest in transformative technologies and resources while optimizing cash flow and conserving capital.

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Projects Insurance Companies are Financing

Hybrid work models demand cutting-edge IT infrastructure. Leasing IT equipment helps ensure insurance companies can stay competitive by accessing the latest technologies without the upfront burden of large capital expenditures.

Examples: Laptops, networking infrastructure, secure servers, virtual collaboration tools

Shifting workplace dynamics are driving organizations to reimagine their office spaces for collaboration and productivity. Leasing solutions can be used to cover up to 100% of the costs and structured to achieve unique tax and accounting benefits.

Examples: Modern furniture, high-tech A/V systems, energy-efficient lighting, advanced security systems, construction services

There is a growing need within the insurance industry to invest in advanced software to remain competitive and meet changing expectations. Financing up to 100% of these projects helps insurance companies to avoid a one-time hit to surplus, while spreading out the payments for these significant investments.

Examples: Accounting systems, policy administration, billing & claims, analytics

Colleagues collaborating at office table

Projects Insurance Companies are Financing

Hybrid work models demand cutting-edge IT infrastructure. Leasing IT equipment helps ensure insurance companies can stay competitive by accessing the latest technologies without the upfront burden of large capital expenditures.

Examples: Laptops, networking infrastructure, secure servers, virtual collaboration tools

Shifting workplace dynamics are driving organizations to reimagine their office spaces for collaboration and productivity. Leasing solutions can be used to cover up to 100% of the costs and structured to achieve unique tax and accounting benefits.

Examples: Modern furniture, high-tech A/V systems, energy-efficient lighting, advanced security systems, construction services

There is a growing need within the insurance industry to invest in advanced software to remain competitive and meet changing expectations. Financing up to 100% of these projects helps insurance companies to avoid a one-time hit to surplus, while spreading out the payments for these significant investments.

Examples: Accounting systems, policy administration, billing & claims, analytics

The First American Difference

Leading the Way in Leasing

Capitalize on Industry Specialization

Making a Meaningful Impact

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Leading the Way in Leasing

By the Numbers

$4.4B

Finance Portfolio

Our disciplined lending approach, steady growth, and diverse portfolio translates into strength and stability for our clients.

157

CLFPs (the most in the world)1

First American employs more Certified Lease & Finance Professionals than any company in the world. Work with the best and the brightest in the industry.

14th Largest

Bank-Owned Equipment Finance Lessor in the U.S.2

With this nationwide reputation and an insurance-exclusive team, we are uniquely positioned to support your business in the new year and beyond.

U.S. Lease Portfolio

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Capitalize on Industry Specialization

Your organization and its unique financial objectives are our focus. We’ve worked alongside insurance companies for over three decades, meaning you can feel confident in a team who truly understands your journey.

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Making a Meaningful Impact

We are grateful for our success and eager to give back—using our resources to drive positive change in the communities where we live and work. Let’s build a better future and make a lasting impact, together.

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2024 Impact at a Glance

$90,000+

Total Donations

1,879+

Volunteer Hours

50+

Organizations Supported

Client Spotlight

Organization

P&C Insurance Carrier 

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Location

Raleigh, NC

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Project Scope

$1MM Lease Line for Hardware, Software, & Servers

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The Challenge

An insurance company in North Carolina needed to quickly purchase more equipment as they transitioned to a hybrid work model.

The Solution

Their existing lease line with First American allowed them to buy VPNs, hardware, and software to support their workforce and minimize disruption. Additionally, by utilizing their online account, they were able to quickly place purchase orders, execute lease documents, communicate with their First American team, and more—all within one digital platform. 

Organization

P&C Insurance Carrier 

Building icon

Location

Raleigh, NC

Location Icon

Project Scope

$1MM Lease Line for Hardware, Software, & Servers

Financing scope icon

The Challenge

An insurance company in North Carolina needed to quickly purchase more equipment as they transitioned to a hybrid work model.

The Solution

Their existing lease line with First American allowed them to buy VPNs, hardware, and software to support their workforce and minimize disruption. Additionally, by utilizing their online account, they were able to quickly place purchase orders, execute lease documents, communicate with their First American team, and more—all within one digital platform. 

Interested in Learning More?

Connect with Sonia

Tap into the expertise of one of the country’s largest equipment finance companies.2 Tell me your business needs and we can start exploring funding options today.

1Source: CLFP Accomplishment Report 2024

2Source: 2024 Monitor 100