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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Flexible Financing for Your Workplace

Welcome to our digital resource hub!

Welcome to our digital resource hub!

Updated quarterly, this curated page delivers timely insights tailored to your industry. This quarter, we’re focusing on office buildout and renovation projects for insurance companies. Below, you’ll find expert guidance to support your planning process, along with financing strategies to help bring your workspace vision to life. With flexible financing solutions, organizations can invest in adaptable environments, boost employee engagement, and stay competitive—all without overextending their capital.

Industry Insights

Featured Industry Insights

Invest in Intentional Design

Insurance organizations are focusing on creating environments that balance confidentiality with collaboration, support hybrid work models, and enhance client-facing spaces. Key trends shaping modern offices include:

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of a firm’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

Modern office space

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of a firm’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

Maximize Your Office Space

Business leaders are prioritizing strategic financing to enhance office design and space, helping ensure every investment drives maximum value and impact.

Consider which financing benefits are most meaningful to your organization:

 

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Avoid a one-time hit to surplus from investing in non-admitted assets


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Preserve capital for higher-yielding investments


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Maintain financial flexibility by avoiding a large, one-time expenditure

A Client-Centered Approach to Success

With 30+ years of experience, First American Equipment Finance helps insurance organizations create exceptional workplaces through custom financing solutions designed for large, multi-phase office buildouts.

Insurance organizations face unique operational complexities, and our industry alignment supports deeper understanding and problem solving. Our tailored financing solutions help organizations drive growth, improve efficiency, and support long-term success.

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

Business colleague and construction worker

Insurance organizations face unique operational complexities, and our industry alignment supports deeper understanding and problem solving. Our tailored financing solutions help organizations drive growth, improve efficiency, and support long-term success.

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

Client Spotlight

Organization

Workers’ Comp Carrier

Building icon

Location

Bradenton, FL

Location Icon

Project Scope

$5.7 MM Office Buildout

Financing scope icon

The Challenge

An insurance carrier in Florida was expanding their headquarters to accommodate rapid growth and invest in the future of their business. To fund the buildout and renovation of their new office space, they engaged First American for a custom financing solution.

The Solution

After learning about the organization’s unique objectives, First American customized a financing solution that covered the project’s furniture, fixtures, construction services, software, and IT/telecom systems. Their new space not only met their immediate needs but also helped positioned them for future growth.

Organization

Workers’ Comp Carrier

Building icon

Location

Bradenton, FL

Location Icon

Project Scope

$5.7 MM Office Buildout

Financing scope icon

The Challenge

An insurance carrier in Florida was expanding their headquarters to accommodate rapid growth and invest in the future of their business. To fund the buildout and renovation of their new office space, they engaged First American for a custom financing solution.

The Solution

After learning about the organization’s unique objectives, First American customized a financing solution that covered the project’s furniture, fixtures, construction services, software, and IT/telecom systems. Their new space not only met their immediate needs but also helped positioned them for future growth.

Join us on the Road!

Looking forward to participating in some upcoming Insurance industry conferences and hope to see you there!

  • 2025 IASA Midwest Spring Conference | April 24 – 25
  • 2025 IASA Xchange | June 8 – 10
  • NAMIC’s 130th Annual Convention | September 28 – October 1
IASA 2024 booth

Financing Trends for Insurance Companies

Explore a collection of materials, focused on financing trends for insurance companies. Discover how First American’s custom financing solutions can help streamline operations, deliver tax advantages, and fuel sustainable growth.

business colleagues in a meeting

Commercial Card Program

First American presents City National Bank’s Visa® Commercial Card. A City National Bank Visa® Commercial Card allows businesses to customize their program to meet their specific needs. Used as a business credit card for everyday expenses or a purchasing card for travel and entertainment, this card program offers convenient buying power along with the ability to easily monitor and manage employee expenses online.*

Person typing on a laptop and holding a credit card

Interested in Learning More?

Connect with Sonia

Tap into the expertise of one of the country’s largest equipment finance companies.Tell me your business needs and we can start exploring funding options today.

* All credit cards are subject to credit approval. Terms and conditions apply. See the Commercial Credit Card Agreement and City National Rewards Program Terms, Conditions and Program Rules for details.

1Source: 2024 Monitor 100