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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

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Flexible Financing for Your Workplace

Welcome to our digital resource hub!

Welcome to our digital resource hub!

Updated quarterly, this curated page delivers timely insights tailored to your industry. This quarter, we’re focusing on office buildout and renovation projects for AEC firms. Below, you’ll find expert guidance to support your planning process, along with financing strategies to help bring your workspace vision to life. With flexible financing solutions, firms can invest in adaptable environments, boost employee engagement, and stay competitive—all without overextending their capital.

Industry Insights

Featured Industry Insights

Invest in Intentional Design

Firms are focusing on creating environments that balance confidentiality with collaboration, support hybrid work models, and enhance client-facing spaces. Key trends shaping modern firm offices include:

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of a firm’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

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Modern office space

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of a firm’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

Maximize Your Office Space

Business leaders are prioritizing strategic financing to enhance office design and space, helping ensure every investment drives maximum value and impact.

Consider which financing benefits are most meaningful to your firm:

 

Increasing percentage and bar graph icon

Optimize accounting benefits to increase FAR overhead rate

Preserve capital icon

Preserve capital for higher-yielding investments

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Maintain financial flexibility by avoiding a large, one-time expenditure

A Client-Centered Approach to Success

With 30+ years of experience, First American Equipment Finance helps AEC firms create exceptional workplaces through custom financing solutions designed for large, multi-phase office buildouts.

AEC firms face unique operational complexities, and our industry alignment supports deeper understanding and problem solving. Our tailored financing solutions help firms drive growth, improve efficiency, and support long-term success.

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

construction worker

AEC firms face unique operational complexities, and our industry alignment supports deeper understanding and problem solving. Our tailored financing solutions help firms drive growth, improve efficiency, and support long-term success.

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

Client Spotlight

Organization

ENR 100 Firm

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Location

Dallas, TX

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Project Scope

$7MM Office Renovations

Financing scope icon

The Challenge

A leading architecture and design firm was expanding their headquarters in Texas, initially planning to self-fund the project because of their strong cash position. After considering the significant capital needed to revitalize their space, as well as potential opportunities to maximize their Federal Acquisition Regulation (FAR) overhead, the firm’s CFO began exploring alternative funding options.

The Solution

First American worked with the firm to structure a 5-year operating lease, which allowed the lease payments to be treated as rent expense and included in their overhead calculation for FAR. In addition to the tailored lease, First American secured a competitive 12-month rate lock to mitigate interest rate risk during a prolonged construction phase.  

Organization

ENR 100 Firm

Building icon

Location

Dallas, TX

Location Icon

Project Scope

$7MM Office Renovations

Financing scope icon

The Challenge

A leading architecture and design firm was expanding their headquarters in Texas, initially planning to self-fund the project because of their strong cash position. After considering the significant capital needed to revitalize their space, as well as potential opportunities to maximize their Federal Acquisition Regulation (FAR) overhead, the firm’s CFO began exploring alternative funding options.

The Solution

First American worked with the firm to structure a 5-year operating lease, which allowed the lease payments to be treated as rent expense and included in their overhead calculation for FAR. In addition to the tailored lease, First American secured a competitive 12-month rate lock to mitigate interest rate risk during a prolonged construction phase. 

Check out our upcoming webinar!

Join First American and RBC Capital Markets economist Gerard Cassidy for our 9th annual Economic Forecast Webinar as we share the latest economic outlook and discuss potential impacts on the AEC industry.

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Financing Trends for AEC Firms

Explore a collection of materials, focused on financing trends for AEC firms. Discover how First American’s custom financing solutions can help streamline operations, deliver tax advantages, and fuel sustainable growth.

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Commercial Card Program

First American presents City National Bank’s Visa® Commercial Card. A City National Bank Visa® Commercial Card allows businesses to customize their program to meet their specific needs. Used as a business credit card for everyday expenses or a purchasing card for travel and entertainment, this card program offers convenient buying power along with the ability to easily monitor and manage employee expenses online.*

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Interested in Learning More?

Connect with Alison

Tap into the expertise of one of the country’s largest equipment finance companies.1 Tell me your business needs and we can start exploring funding options today.

* All credit cards are subject to credit approval. Terms and conditions apply. See the Commercial Credit Card Agreement and City National Rewards Program Terms, Conditions and Program Rules for details.

1Source: 2024 Monitor 100