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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Hear From Our Clients

Flexible Financing for Your Workplace

Welcome to our digital resource hub!

Welcome to our digital resource hub!

Updated quarterly, this curated page offers timely insights on the latest trends and strategies to help you stay ahead. This quarter, we’re focusing on making the most of your office space, with ideas and tips to create a more efficient and adaptable environment. Below, you’ll find expert guidance and practical solutions to support your planning process, along with flexible financing options to help bring your vision to life—without overextending your capital.

Industry Insights

Featured Industry Insights

Invest in Intentional Design

Strategic leaders are focusing on creating environments that balance confidentiality with collaboration, support hybrid work models, and enhance client-facing spaces. Key trends shaping modern offices include:

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of an organization’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

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Modern office space

Experiential and flexible workspaces are evolving to support hybrid work models, becoming more adaptable with movable walls, modular furniture, and multi-purpose zones.

Integration of advanced technologies, such as occupancy sensors and energy management systems, is enhancing energy efficiency and creating more responsive work environments.

Neuro-inclusive designs are recognizing the diverse cognitive needs of employees by creating spaces that accommodate various work preferences, including quiet zones, collaborative areas, and sensory-friendly environments to support all employees effectively.

Client-centric spaces are becoming more welcoming and reflective of an organization’s brand, incorporating features such as lounge-style reception areas, coffee bars, and versatile meeting rooms to create a hospitable atmosphere and enhance the client experience.

Maximize Your Office Space

Business leaders are prioritizing strategic financing to enhance office design and space, helping ensure every investment drives maximum value and impact.

Consider which financing benefits are most meaningful to your organization:

 

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Optimize tax and accounting advantages

Preserve capital icon

Preserve capital for higher-yielding investments

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Maintain financial flexibility by avoiding a large, one-time expenditure

A Client-Centered Approach to Success

With 30+ years of experience, First American Equipment Finance helps organizations create exceptional workplaces through custom financing solutions designed for large, multi-phase office buildouts.

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

construction worker

Office buildouts require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor management, payments, and construction pay applications— helping to create a smooth, stress-free experience.

Construction projects depend on timely payments to stay on track, but managing cash flow for deposits and supplier payments can be challenging. Our customized short-term credit facility helps maintain seamless cash flow, prevent delays, and keep projects on schedule.

Client Spotlights

Organization

ENR 100 Firm

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Location

Dallas, TX

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Project Scope

$7MM Office Renovations

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The Challenge

A leading architecture and design firm was expanding their headquarters in Texas, initially planning to self-fund the project because of their strong cash position. After considering the significant capital needed to revitalize their space, as well as potential opportunities to maximize their Federal Acquisition Regulation (FAR) overhead, the firm’s CFO began exploring alternative funding options.

The Solution

First American worked with the firm to structure a 5-year operating lease, which allowed the lease payments to be treated as rent expense and included in their overhead calculation for FAR. In addition to the tailored lease, First American secured a competitive 12-month rate lock to mitigate interest rate risk during a prolonged construction phase.  

Organization

ENR 100 Firm

Building icon

Location

Dallas, TX

Location Icon

Project Scope

$7MM Office Renovations

Financing scope icon

The Challenge

A leading architecture and design firm was expanding their headquarters in Texas, initially planning to self-fund the project because of their strong cash position. After considering the significant capital needed to revitalize their space, as well as potential opportunities to maximize their Federal Acquisition Regulation (FAR) overhead, the firm’s CFO began exploring alternative funding options.

The Solution

First American worked with the firm to structure a 5-year operating lease, which allowed the lease payments to be treated as rent expense and included in their overhead calculation for FAR. In addition to the tailored lease, First American secured a competitive 12-month rate lock to mitigate interest rate risk during a prolonged construction phase. 

Organization

Am Law 200 Firm

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Location

Boston, MA

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Project Scope

$15.7MM Office Buildout

Financing scope icon

The Challenge

A leading law firm began planning a large-scale office buildout to move their headquarters to Boston. Anticipating a lengthy construction period, the firm was concerned that any interest rate changes could negatively impact the financing and wanted to limit the project’s overall costs.

The Solution

First American tailored a 7-year tax lease to address the firm’s specific financial objectives and helped them save nearly $500,000 in state property taxes. Additionally, First American provided a 2-year rate lock—helping to mitigate interest rate risk throughout the long construction period. This custom finance structure allowed the firm to preserve cash, avoid MA property tax, and maximize the value of their new HQ office.

Organization

Am Law 200 Firm

Building icon

Location

Boston, MA

Location Icon

Project Scope

$15.7MM Office Buildout

Financing scope icon

The Challenge

A leading law firm began planning a large-scale office buildout to move their headquarters to Boston. Anticipating a lengthy construction period, the firm was concerned that any interest rate changes could negatively impact the financing and wanted to limit the project’s overall costs.

The Solution

First American tailored a 7-year tax lease to address the firm’s specific financial objectives and helped them save nearly $500,000 in state property taxes. Additionally, First American provided a 2-year rate lock—helping to mitigate interest rate risk throughout the long construction period. This custom finance structure allowed the firm to preserve cash, avoid MA property tax, and maximize the value of their new HQ office. 

Commercial Card Program

First American presents City National Bank’s Visa® Commercial Card. A City National Bank Visa® Commercial Card allows businesses to customize their program to meet their specific needs. Used as a business credit card for everyday expenses or a purchasing card for travel and entertainment, this card program offers convenient buying power along with the ability to easily monitor and manage employee expenses online.*

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Interested in Learning More?

Connect with Caner

Tap into the expertise of one of the country’s largest equipment finance companies.1 Tell me your business needs and we can start exploring funding options today.

* All credit cards are subject to credit approval. Terms and conditions apply. See the Commercial Credit Card Agreement and City National Rewards Program Terms, Conditions and Program Rules for details.

1Source: 2024 Monitor 100