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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

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See firsthand how organizations have achieved their goals with customized financing from First American.

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Technology Financing for Hospitals and Health Systems

Welcome to our digital resource hub! Updated quarterly, this curated page provides timely insights tailored to healthcare organizations. Below, you’ll find resources to help you explore leasing strategies, manage IT investments, and support your growth.

Industry Insights

Featured Industry Insights

Your Financial Game Plan for Tech Success

Rapid technological change is reshaping hospital operations and budgets. From EHR upgrades and imaging systems to cloud infrastructure and cybersecurity, leaders are rethinking how they acquire and manage technology. Financing offers a flexible, capital-efficient way to modernize without tying up valuable resources—helping hospitals maintain compliance, improve patient outcomes, and stay competitive.

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Technology and Software FAQs

  • To replace aging infrastructure that increases downtime, maintenance costs, and clinical risk.

  • To keep pace with growing cybersecurity and compliance demands, as rising healthcare attacks drive the need for modern, secure systems.

  • To modernize technology on schedule by spreading costs over time, preserving working capital, and maintaining access to advanced tools that support patient care.

1. Select Your Technology – Select the equipment you need from your preferred vendors.

2. Decide on Your Term Length – Align the term length with the equipment’s useful life and set up fixed monthly payments.

3. Start Using Your New Equipment – Enjoy using your equipment throughout the lease term.

4. Return or Recycle Your Equipment – Return or recycle your old equipment with our help at the end of your lease term.

5. Plan Your Next Upgrade – Refresh your technology on a routine basis.

  • 3-5 year terms
  • Up to 100% financing
  • Flexible end-of-term options
  • Pack and ship services
  • International leasing capabilities

  • To manage significant upfront costs for EHR platforms, clinical systems, analytics, automation, and cybersecurity tools that modern healthcare depends on. 

  • To spread multi-year contracts, large implementations, and recurring licensing fees across a predictable payment schedule.

  • To preserve cash and maintain flexibility to align payments with deployment, adapt as needs change, and work with preferred vendors and systems.

  • 3-7+ year term lengths
  • Rate locks
  • Align payments with expected ROI

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

A doctor in a white lab coat reviews information on a digital tablet in a bright, modern medical facility.

Technology and Software FAQs

  • To replace aging infrastructure that increases downtime, maintenance costs, and clinical risk.

  • To keep pace with growing cybersecurity and compliance demands, as rising healthcare attacks drive the need for modern, secure systems.

  • To modernize technology on schedule by spreading costs over time, preserving working capital, and maintaining access to advanced tools that support patient care.

1. Select Your Technology – Select the equipment you need from your preferred vendors.

2. Decide on Your Term Length – Align the term length with the equipment’s useful life and set up fixed monthly payments.

3. Start Using Your New Equipment – Enjoy using your equipment throughout the lease term.

4. Return or Recycle Your Equipment – Return or recycle your old equipment with our help at the end of your lease term.

5. Plan Your Next Upgrade – Refresh your technology on a routine basis.

 

  • 3-5 year terms
  • Up to 100% financing
  • Flexible end-of-term options
  • Pack and ship services
  • International leasing capabilities

  • To manage significant upfront costs for EHR platforms, clinical systems, analytics, automation, and cybersecurity tools that modern healthcare depends on. 

  • To spread multi-year contracts, large implementations, and recurring licensing fees across a predictable payment schedule.

  • To preserve cash and maintain flexibility to align payments with deployment, adapt as needs change, and work with preferred vendors and systems.

  • 3-7+ year term lengths
  • Rate locks
  • Align payments with expected ROI

All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

Commonly Financed Solutions

IT Hardware & Infrastructure

  • Servers & Data Centers
  • Networking Equipment
  • Medical Devices
  • Laptops, Desktops, & Copiers
  • Workstations
  • Handheld Devices
  • Wi-Fi Access Points
  • Security Cameras

Software & Systems

  • Data Storage & Backup
  • EHR/EMR Systems
  • Cybersecurity Solutions
  • Software Licenses
  • Annual Software Subscriptions
  • Training & Consulting Services
  • Cloud Computing
  • Telemedicine Platforms

Client Spotlight

Organization

Hospital

Building icon

Location

Grand Rapids, Michigan

Location Icon

Project Scope

$4MM Server & Software Upgrade

Financing scope icon

The Challenge

A hospital in Michigan needed to upgrade its servers and software to maintain state-of-the-art capabilities and deliver the highest level of patient care. They wanted to stay ahead of the technology curve without the burden of ownership, and they required a flexible solution that could adapt as their needs evolved.

The Solution

First American provided a competitive, independent financing solution—offering better rates than traditional vendor financing and enabling the hospital to refresh its technology twice through a smooth, efficient return process. By working seamlessly with the hospital's preferred reseller, First American supported both their budgeting and technology goals. Flexible end‑of‑term options, including the ability to switch vendor platforms if desired, gave the hospital the freedom to continually upgrade to the latest server and software capabilities without long‑term constraints.

Organization

Hospital

Building icon

Location

Grand Rapids, Michigan

Location Icon

Project Scope

$4MM Server & Software Upgrade

Financing scope icon

The Challenge

A hospital in Michigan needed to upgrade its servers and software to maintain state-of-the-art capabilities and deliver the highest level of patient care. They wanted to stay ahead of the technology curve without the burden of ownership, and they required a flexible solution that could adapt as their needs evolved.

The Solution

First American provided a competitive, independent financing solution—offering better rates than traditional vendor financing and enabling the hospital to refresh its technology twice through a smooth, efficient return process. By working seamlessly with the hospital's preferred reseller, First American supported both their budgeting and technology goals. Flexible end‑of‑term options, including the ability to switch vendor platforms if desired, gave the hospital the freedom to continually upgrade to the latest server and software capabilities without long‑term constraints.

Focused on Healthcare. Backed by Experience.

With more than 30 years of experience helping healthcare organizations finance technology and equipment, and trusted by over 1,000 providers across the U.S., First American is uniquely positioned to meet your needs.

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Commercial Card Program

First American presents City National Bank's Visa® Commercial Card that allows businesses to customize their program to meet their specific needs. Used as a business credit card for everyday expenses or a purchasing card for travel and entertainment, this card program offers convenient buying power along with the ability to easily monitor and manage employee expenses online. 

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Ready to learn more?

Connect with a financing expert in your industry. 

Contact us today

 

 

 

 

Ready to learn more?

Connect with a financing expert in your industry. 

Contact us today