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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Technology Financing for Insurance Companies

Welcome to our digital resource hub!

Welcome to our digital resource hub!

Updated quarterly, this curated page provides timely insights tailored to your industry. This quarter, we’re focusing on technology financing for insurance companies. Below, you’ll find resources to help you explore leasing strategies, manage IT investments, and support your organization's growth.

Industry Insights

Featured Industry Insights

Key Benefits of IT Leasing 

Rapid technological change is reshaping both needs and budgets. From device refreshes to cloud infrastructure and cybersecurity upgrades, insurance leaders are rethinking how they acquire new technology. Leasing offers a flexible, capital-efficient way to stay current without tying up valuable resources.

With rates as low as 0%, leasing helps preserve capital and enables access to current tech without large upfront costs.

Fixed payments can improve cash flow and simplify budgeting. From technology refresh programs to software renewals, leasing helps create a more predictable expense structure for these investments.

Outdated infrastructure raises cyber risk. A refresh cycle powered by leasing helps keep security tools current and your data protected.

Leasing may offer accounting and tax benefits—treating payments as expenses and preserving debt capacity for other priorities.

Two colleagues looking at laptop.

With rates as low as 0%, leasing helps preserve capital and enables access to current tech without large upfront costs.

Fixed payments can improve cash flow and simplify budgeting. From technology refresh programs to software renewals, leasing helps create a more predictable expense structure for these investments.

 

Outdated infrastructure raises cyber risk. A refresh cycle powered by leasing helps keep security tools current and your data protected.

Leasing may offer accounting and tax benefits—treating payments as expenses and preserving debt capacity for other priorities.

Trending Tech Investments for Law Firms

  • AI and Data Analytics Platforms
  • Application Software System Upgrades
  • IT Infrastructure Refresh
  • Cybersecurity & Compliance Solutions
  • Client Experience Technology

Trending Tech Investments in Insurance

AI Chip

 

AI and Data Analytics Platforms

Software tab and gears

 

Application Software System Upgrades

Laptop with checkmark

 

IT Infrastructure Refresh

Security shield and lock

 

Cybersecurity & Compliance Solutions

Laptop with person and conversation bubble

 

Client Experience Technology

Why Insurance Companies Choose First American

With 30+ years of technology leasing experience—and deep specialization in the insurance industry—First American delivers personalized service, seamless execution, and purpose-built tools that help reduce administrative burden and keep your team focused on strategic priorities.

You can connect lease data via API to your internal platforms.

We can handle packaging, pickup, and shipping through trusted logistics providers experienced in handling fragile equipment, with nationwide return locations to help reduce shipping costs.

We can provide NIST-compliant sanitization either on-site or at certified facilities.

We can supply boxes and return labels to support equipment returns for off-site employees.

We offer international return locations to support your worldwide teams.

You can access quotes, invoices, payments, and schedules all in one place through our online portal.

Business colleagues smiling and walking through office.

You can connect lease data via API to your internal platforms.

We can handle packaging, pickup, and shipping through trusted logistics providers experienced in handling fragile equipment, with nationwide return locations to help reduce shipping costs.

We can provide NIST-compliant sanitization either on-site or at certified facilities.

We can supply boxes and return labels to support equipment returns for off-site employees.

We offer international return locations to support your worldwide teams.


You can access quotes, invoices, payments, and schedules all in one place through our online portal.

Client Spotlight

Organization

Professional Services Firm

Building icon

Location

Honolulu, Hawaii

Location Icon

Project Scope

Commercial Card Program

Financing scope icon

The Challenge

A professional services firm in Hawaii faced a significant challenge when it came to replacing lost, expired, or compromised commercial cards. Due to their location, they often experienced delays to receive new physical cards, disrupting their financial operations.

The Solution

First American worked with the firm to implement a new commercial card program. A key advantage of City National Banks Visa® Commercial Card program is access to Extend, a virtual card platform that enables the firm to instantly issue and manage virtual cards, helping ensure smooth operations without delays. With this technology, the firm can now avoid long wait times and maintain full control over their expenses in any circumstance.

Organization

Professional Services Firm

Building icon

Location

Honolulu, Hawaii

Location Icon

Project Scope

Commercial Card Program

Financing scope icon

The Challenge

A professional services firm in Hawaii faced a significant challenge when it came to replacing lost, expired, or compromised commercial cards. Due to their location, they often experienced delays to receive new physical cards, disrupting their financial operations.

The Solution

First American worked with the firm to implement a new commercial card program. A key advantage of City National Banks Visa® Commercial Card program is access to Extend, a virtual card platform that enables the firm to instantly issue and manage virtual cards, ensuring smooth operations without delays. With this technology, the firm can now avoid long wait times and maintain full control over their expenses in any circumstance.

Commercial Card Program

First American presents City National Bank’s Visa® Commercial Card. A City National Bank Visa® Commercial Card allows businesses to customize their program to meet their specific needs. Used as a business credit card for everyday expenses or a purchasing card for travel and entertainment, this card program offers convenient buying power along with the ability to easily monitor and manage employee expenses online.*

Person typing on a laptop and holding a credit card

Join us on the Road!

Looking forward to participating in some upcoming insurance industry conferences and hope to see you there!

  • IASA Chapter Events
  • NAMIC's 130th Annual Convention | September 28 – October 1
2023 TR Conference

Insurance Insights

Each quarter, we release our digital Insurance Insights publication. This publication allows us to share, connect, and collaborate with industry peers. This edition is all about embracing change — from creating flexible, talent-focused workplaces to finding new ways to invest in your organization’s future.

You’ll also find an inspiring Community Impact Story highlighting Michigan Farm Bureau and a breakdown of capital spending trends in The State of Equipment Investments.

Top down view of two business colleagues on laptop and phone at desk.

Office Buildout & Renovation Financing

Planning an office buildout or renovation? Explore this curated collection of resources tailored for insurance companies. You'll find expert insights from industry leaders—plus financing strategies to help bring your workspace vision to life.

business colleagues in a meeting

Interested in Learning More?

Connect with Sonia

Tap into the expertise of one of the country’s largest equipment finance companies.Tell me your business needs and we can start exploring funding options today.

* All credit cards are subject to credit approval. Terms and conditions apply. See the Commercial Credit Card Agreement and City National Rewards Program Terms, Conditions and Program Rules for details.

1Source: 2025 Monitor 100