FA | Experience

Build-Outs | Renovations | Expansions

A workplace that has it all needs the financing to do it all.


 

First American can help you create an extraordinary workplace. We build custom financing solutions
to fit your needs, combining all costs into one straightforward lease. Our full-solution financing options for office renovations and expansions are tailored to meet your business objectives—from project simplification and budget consistency, to tax savings and accounting benefits.

 



Distribute Costs

Align the cost of the equipment with its use and evenly distribute buildout cost per year.

Why shoulder 100% of the costs today when the tax benefits will be realized over time? A lease can help balance your cash flow while minimizing your tax expenses. 



Finance 100% of Costs

First American can finance all collateral involved, including installation and construction costs.

A lease line of credit can include all expenses related to a build-out, including soft costs. Expenses such as architectural fees, construction, wiring and cabling, audio-visual setup and carpeting can all be included in a lease along with furniture and fixtures.



Improve Tax Efficiency

Expensing rental payments can create a greater tax shield than depreciation, resulting in a reduced tax burden.

Lease payments are recorded on your income statement, which means they are tax-deductible operating expenses. 

Click on the resources below to learn more about our office buildout capabilities:

 
 
 
         

5 Ways to Transform
Your Workplace
 

Practical Options for
Your Build-Out
 

Client Testimonial

Finance 100% of Your Expansion or Renovation

 

Leasing Benefits

 
  • Improve tax efficiency
  • Distribute costs over time
  • Finance 100% of costs
  • Budget consistency
  • Finance costs from multiple vendors

Commonly Leased Equipment

 
  • Furniture and fixtures
  • Installation costs
  • Construction costs
  • Lighting
  • Telephone systems

 

ARCH FIRM

ENR 100 / ARCH 200

 

Lease structure preserved
cash flow for M&A activity, additional staffing, and
other growth initiatives.


$3 million

PROF. SERVICES FIRM
600 EMPLOYEES

 

A complete office buildout program in excess of TI allowance, which provided greater financial flexibility
for partners.

$8.2 million

ENG FIRM
ENR 100 / ARCH 200

 

Headquarter office space
expansion with FAR-compliant
lease structure and 15-month
rate lock option.


$7 million

 

ARCH FIRM
ENR 400

 

Financing provided project simplification to lessen
the disruption in the firm.
The lease structure
provided enhanced cash
flow for the business.

$600,000

ENV FIRM
400 EMPLOYEES

 

Furniture lease provided competitive alternative to traditional financing offered by primary bank.



$500,000

ENG FIRM
350 EMPLOYEES

 

Reimbursement lease
for furniture and
construction services
allows the firm to preserve capital for M&A activity.


$1 million

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First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. “First American Equipment Finance” is the trade name for certain equipment leasing and finance businesses of First American Commercial Bancorp, Inc. and its subsidiaries. Equipment financing transactions are provided in Canada by FA Equipment Finance, Inc. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All transactions are subject to credit approval. Some restrictions may apply. All trademarks are the property of their respective owners.

© 2021 First American Equipment Finance. All rights reserved.

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