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Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

When Sustainability Standards Shape Investment Decisions, Capital Planning Matters

How Are Sustainability Criteria Reshaping Procurement?

For years, sustainability efforts were primarily associated with environmental goals and compliance requirements. Today, sustainability is influencing how procurement teams evaluate suppliers, products, and investments.

As organizations seek greater transparency into environmental performance, sustainability is increasingly assessed alongside traditional purchasing criteria such as price, quality, reliability, and performance.

Among the frameworks influencing procurement today, the ACT® Ecolabel is becoming increasingly recognized within laboratory and scientific environments. Developed by My Green Lab, the third-party-verified ACT® Ecolabel evaluates laboratory products across their full lifecycle, including manufacturing, energy use, materials, water consumption, packaging, and end-of-life considerations. The objective is to bring greater accountability, consistency, and transparency to procurement decisions.

The Rise of Sustainability-Led Upgrades

What began as product-level transparency is increasingly influencing facility-wide and operational investment decisions.

As sustainability criteria become more embedded into procurement platforms and purchasing processes, organizations are facing growing pressure to pursue sustainability-focused upgrades. This shift is driving additional investment across chemical and life sciences environments. For finance leaders, these projects often compete with other strategic priorities, making alignment with broader capital plans increasingly important.

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Who is Impacted?

Common Sustainability-Driven Investment Priorities

Energy-efficient instruments, solvent reduction systems, and automation to reduce waste and improve consistency.

Upgrades to low-energy lab equipment, ULT freezers, HVAC systems, and water reuse infrastructure to reduce facility-level impact.

Flexible manufacturing systems, automation, and sustainability tracking tools to meet client procurement standards.

Facility upgrades, process optimization, packaging redesign, and lifecycle tracking to improve ACT scores.

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Flexible Financing Built for Complex Sustainability Initiatives

Projects tied to sustainability objectives rarely involve a single asset or expenditure. Many require coordinated investments across equipment, facilities, infrastructure, software, and services. Traditional capital budgets do not always align with the timing or scope of these initiatives.

Flexible financing can help organizations pursue strategic upgrades while preserving capital for other priorities. Organizations evaluating these projects often seek financing structures that help support operational objectives and long-term capital planning.

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Distribute Costs

Reduce large upfront CapEx outlays by spreading payments over 3-7+ years, with deferred or step-up options available.

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Bundle Expenses

Finance up to 100% of project expenses together, including equipment, design, construction, and multi-vendor coordination.

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Align with Long-Term Value

Structure payments to support cash flow objectives while advancing modernization and sustainability initiatives.

Client Success Stories

Chemical Company, Ann Arbor, MI

Tech Refresh Program Boosts Efficiency and Cost Savings for Chemical Company

Wright Plastics

Private University in Washington

Financing Clean Energy for a Campus & Community

Solar Panels at a college

Verber Dental Group

On-Demand Capital Simplifies Equipment Upgrades

A dentist shows a patient a dental X‑ray on a monitor while discussing their treatment.

 

 

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