Vehicle Financing 

Customized Financing For Vehicles and Material Handling Needs

Our financing experience matched with our industry knowledge enables us to create the right leasing structure for your vehicle and material handling needs. We work with manufacturers to determine a custom finance solution that provides greater flexibility and predictable budgeting.

A TRAC or ‘Terminal Rental Adjustment Clause’ Lease is a type of equipment lease that allows for low rate financing and a defined end of term purchase option. Licensed commercial motor vehicles (over the road tractors, buses, trailers and trucks) are eligible to be financed under a TRAC Lease.

Leasing Benefits

  • Avoid Large Up-Front Costs
  • Distribute Costs Over Time
  • Manage Project Cash Flow
  • Preserve Cash

Commonly Leased Projects

  • Forklifts
  • Utility Vehicles
  • Delivery Vehicles
  • Trucks & Trailers
  • Emergency Vehicles

Additional Resources

Client Success Story
Nishikawa Cooper

Learn More

Client Success Story
Forklift Financing

Learn More

Follow Us

First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All trademarks are the property of their respective owners. Additional terms apply and can be found by visiting

© 2023 First American Equipment Finance. All rights reserved.