Innovative Technology for Long Term Growth

The Customer

Organization Type:
Orthodontic Laboratory


Project Scope:
3D Printer

The First American Solution

  • Fair Market Value Lease
  • Cost-Effective Solution
  • Technology Refresh at Lease End
  • Fast Turnaround
  • Dedicated Project Manager
  • Minimal Impact to Cash Flow

Innovative Technology Gives Orthodontic Lab a Competitive Edge

The Challenge

The right technology can be a game changer for businesses – even very small ones. This family-owned orthodontic laboratory needed to upgrade their equipment for producing retainers, appliances, aligners and more. A 3D printer – specifically, the Object30 OrthoDesk 3D printer – fit the bill and would allow for same-day turnarounds from digital intra-oral scans.

However, the steep price tag was a challenge. The lab owners were contemplating the vendor’s lease-to-own option … but they weren’t sure that was the best financing approach.

When the owners mentioned their need to a City National Bank representative, he immediately knew First American Equipment Finance had the right expertise to offer strategic guidance for this business.

The Solution

First American worked closely with the owners to understand their needs and structure a competitive financing option.

Because 3D printing technology is changing so rapidly, an outright purchase wasn’t the best option for this business, as the technology would likely be outdated in just a few years. First American instead recommended a $90,000 Fair Market Value lease with a 36-month term.

At the end of the lease, the client would be able to refresh the equipment, which would likely be at the end of its useful life. This gave the client a win-win scenario – with access to the technology they needed today, plus the ability to refresh their technology when the time was right.

First American’s project management services was also invaluable for these time-strapped small business owners. From start to finish, the First American Project Manager oversaw the equipment ordering, delivery and invoicing, ensuring a painless, hassle-free experience for the client.

Business Impact

Because the client had already selected the equipment, First American efficiently negotiated a competitive lease structure and quickly processed the documentation. The printer was installed at the client’s lab without any hiccups, and the lab owners couldn’t be more pleased with how easy the process was.

Moreover, the client appreciated the guidance First American offered when structuring the loan. Knowing they’ll have the innovative technology they need to be competitive, as well as a financial partner that can expertly help their small business grow, gives these owners confidence they’ll see the right return on their investment.

Looking to finance a 3D printer for your practice?

Follow Us

First American Commercial Bancorp, Inc. is a wholly-owned subsidiary of City National Bank. Deposit products and services are offered by City National Bank Member FDIC. City National Bank is a subsidiary of Royal Bank of Canada. For California clients: Loans made or arranged pursuant to a California Finance Lenders Law license. All trademarks are the property of their respective owners. Additional terms apply and can be found by visiting

© 2023 First American Equipment Finance. All rights reserved.