With 100% depreciation reinstated under Section 1791, qualifying equipment purchases can be fully expensed to reduce taxable income. Further, exploring alternative financing structures may provide even greater tax and accounting benefits.
Turn Plans into Progress
Your CapEx Planning Roadmap
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Five Strategies to Consider:
A lease line allows supply chain organizations to draw capital as needed, rather than all at once. This helps ensure funding is ready for next year’s projects, while floating-rate options may capture savings if rates decline.
Deferred, step, or seasonal payment structures can help you invest in fleet, warehouse equipment, automation, and other operational needs without putting added pressure on cash flow. Tailored payment schedules can align financing with peak seasons, inventory cycles, customer demand, and periods of stronger revenue.
Equipment purchased in the last 6-12 months can be converted into cash through a sale leaseback. This approach turns fixed assets into working capital, helping your organization with added flexibility heading into 2027.
Choosing the Best Route
Compare Equipment Leasing vs. Financing
Acquiring modern equipment and technology is essential for your organization’s success. But when it comes to funding these investments, how do you navigate the choice between leasing and financing?
Compare the benefits of each option to determine the best route for your needs and help ensure your journey to success is smooth and efficient.
Leasing
Fair Market Value / Operating Lease
Lower Costs
Leasing typically offers lower monthly payments than other forms of funding, enabling budget-friendly acquisitions.
Optimal Flexibility
Adapt to changing needs with options to return, purchase, or continue renting the equipment at lease-end.
Simple Upgrades
Establish an easy way to invest in the latest technology, while mitigating obsolescence risk and the ongoing costs associated with ownership.
Best for
Short-term assets frequently replaced or updated
Financing
$1 Buyout / Finance Lease
Direct Route to Ownership
Instead of using cash to purchase costly equipment outright, financing allows you to spread the expense over time with fixed monthly payments.
Known Cost
Financing provides a clear understanding of the total cost to own equipment, helping you make informed financial decisions.
Best for
Long-term projects or facility improvements
Financing Designed for the Way You Operate*
Typical Term Length
24-60 Months
Project Sizes
$100K-$100MM+
Products
- Capital Leases
- Operating Leases
- Lease Lines
- Loans
- Sale Leasebacks
Payment Options
- Fixed
- Deferred
- Step-up/Step-down
- Balloon
*All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.
A Client Centered Approach to Success
Move your project forward with financing backed by decades of consistent performance.
Industry Specialization
The supply chain industry faces unique operational complexities. Our industry expertise enables us to tailor financing solutions that support growth, improve efficiency, and position businesses for long-term success.
Streamlined Support
Automation & facility projects require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor payments, and construction pay applications—helping to create a smooth, stress-free experience.
Payment Flexibility
From initial deposits through final installation, facility projects require flexibility. Our customized financing and payment options can be structured around project timelines, vendor requirements, and implementation milestones to help keep projects moving forward.
Recently Funded Office & Facility Upgrades
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