Turn Plans Into Progress
Welcome to your CapEx planning hub!
Planning for the year ahead means making decisions about where to invest and which priorities to move forward. Yet even the strongest capital plans can change as new needs emerge; timelines shift, and opportunities arise.
I help supply chain leaders finance critical investments while maintaining flexibility for what comes next. With deep industry specialization, custom financing structures, and a consultative approach, we make it easier to put capital plans into action.
Five Strategies to Consider When Planning Your 2027 CapEx:
1. Diversify Your Lending
Maintaining multiple financing relationships can help provide greater access to capital, stronger negotiating power, and the flexibility to choose the right structure for each initiative. Diversified lending sources help reduce risk and preserve options.
2. Establish a Lease Line
A lease line allows food and beverage organizations to draw capital as needed, rather than all at once. This helps ensure funding is ready for next year’s projects, while floating-rate options may capture savings if rates decline.
3. Align Payments with Cash Flow
Maintaining multiple financing relationships can provide additional options and flexibility when evaluating the right structure for each initiative. Diversified financing sources can also help preserve existing borrowing capacity.
4. Capture Section 179 and Other Tax Benefits
Recent tax changes may create additional opportunities to expense certain qualifying equipment purchases through Section 179 and 100% bonus depreciation.1 Consider how available tax incentives and financing strategies may support cash flow and capital planning.
5. Enhance End-of-Year Liquidity with Sale Leaseback
Eligible equipment purchased within the last 6–12 months may qualify for a sale leaseback, allowing your organization to receive up to 100% of the original purchase price. This can help replenish liquidity and provide additional flexibility heading into 2027.
Build Your 2027 Financing Strategy*
Typical Term Length
24-60 Months
Project Sizes
$100K-100MM+
Products
Payment Options
*All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.
Put cash back on your books as a part of your year-end strategy, and redeploy the capital toward strategic priorities or day-to-day operating needs.
Combine multiple purchases and equipment types into one streamlined transaction. Most assets ranging from $100,000 to $10MM+ are eligible, including soft costs.
Customize your terms to align payments with the equipment's useful life.
A Client Centered Approach to Success
Move your project forward with financing backed by decades of consistent performance.
Industry Specialization
The food and beverage industry faces unique operational complexities, and our deep industry alignment helps enable us to tailor financing solutions to help drive growth, improve efficiency, and support long-term success.
Streamlined Support
Automation and facility projects require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor payments and construction pay applications—helping streamline project execution.
Payment Flexibility
From initial deposits through final installation, facility projects require flexibility. Our customized financing and payment options can be structured around project timelines, vendor requirements, and implementation milestones to help keep projects moving forward.
Tap into the expertise of one of the country’s largest equipment finance companies.2 Tell us your business needs and we can start exploring funding options today.
