Default

Leasing & Financing

Whether you are a business executive looking to invest in new equipment or a vendor seeking financing options for your clients, you can leverage flexible financing through First American.

Learn More

Case Studies

See firsthand how organizations have achieved their goals with customized financing from First American.

Hear From Our Clients

Turn Plans Into Progress

Welcome to your CapEx planning hub!

Planning for the year ahead means making decisions about where to invest and which priorities to move forward.

Yet even the strongest capital plans can change as new needs emerge, timelines shift, and opportunities arise.

First American’s food and beverage team works with industry leaders to develop financing solutions for critical investments while maintaining flexibility for what comes next. With deep industry specialization, customized financing structures, and a consultative approach, we make it easier to put capital plans into action.

 

Fresh vegetables move along a food manufacturing production line while workers in protective apparel process and sort produce in a modern facility.

What’s on Your 2027 Capital Plan?

Explore common equipment, technology, and facility investments across food and beverage operations.

  • Buildouts & Renovations
  • Racking
  • Conveyor Systems
  • Packaging Lines
  • Quality Control Equipment
  • Robotics
  • Lighting
  • Processing Tanks
  • Palletizing Stations
  • Material Handling

 

What’s on Your 2027 Capital Plan?

Explore common equipment, technology, and facility investments across food and beverage operations.

Five Strategies to Consider When Planning Your 2027 CapEx:

Portrait of an industrial manager.

Build Your 2027 Financing Strategy*

Typical Term Length
24-60 Months

 

Project Sizes
$100K-100MM+

 

Products

  • Capital Leases
  • Operating Leases
  • Lease Lines
  • Loans
  • Sale Leasebacks

Payment Options

  • Fixed 
  • Deferred
  • Step-Up/Down
  • Balloon

 

*All transactions are subject to credit approval. Eligibility for a particular service is subject to final determination by First American. Some restrictions may apply.

Featured Strategy: Sale Leaseback

Need to create liquidity without putting your operations on hold? A sale leaseback can turn equipment you already own into capital you can put to work elsewhere.

two coworkers smiling on tablet

Benefits of a Sale Leaseback

Revisit the option to finance recent equipment purchases and recover capital in existing assets.

Put cash back on your books as a part of your year-end strategy, and redeploy the capital toward strategic priorities or day-to-day operating needs.

Combine multiple purchases and equipment types into one streamlined transaction. Most assets ranging from $100,000 to $10MM+ are eligible, including soft costs.

Customize your terms to align payments with the equipment's useful life.

A Client Centered Approach to Success

Move your project forward with financing backed by decades of consistent performance.

Bottle manufacturing line

Industry Specialization

The food and beverage industry faces unique operational complexities, and our deep industry alignment helps enable us to tailor financing solutions to help drive growth, improve efficiency, and support long-term success.

 

 

 

Project manager on laptop.

Streamlined Support

Automation and facility projects require careful coordination, and having the right support makes all the difference. Each client works with a dedicated Project Manager who oversees vendor payments and construction pay applications—helping streamline project execution.

 

Cash with rotating arrows

Payment Flexibility

From initial deposits through final installation, facility projects require flexibility. Our customized financing and payment options can be structured around project timelines, vendor requirements, and implementation milestones to help keep projects moving forward.

 

Trusted By Leading Food and Beverage Companies

See how SugarCreek used custom financing solutions to support operational efficiency initiatives.

Learn More
Bacon manufacturer

Planning Resources for Food and Beverage Companies

Planning Resources for Food and Beverage Companies

Key Takeaways from the 2026 U.S. Economic Forecast

As organizations plan for the year ahead, the U.S. economy remains more resilient than many expected. Drawing on insights from our recent economic forecast webinar featuring Gerard Cassidy, Managing Director at RBC Capital Markets.

View Trends
Data center

Tax-Efficient Capital Planning Under OBBBA

The One Big Beautiful Bill Act (OBBBA) has reset the landscape for capital planning. This article outlines how these provisions apply to equipment and technology investments and what they mean for capital planning strategies going forward.

View Article
The east side of the US Capitol in the early morning. Senate Chamber in the foreground.

2026 Capital Spending Outlook: Tightening the Belt

Food and beverage companies continue to invest in capacity, automation, modernization and technology while taking a more deliberate approach to capital spending amid economic uncertainty.

View Article
Drinks in a production plant.

Meeting the Industry Where It Moves

Our team is looking forward to attending some upcoming industry events and hope to see you on the road! 

  • IDFA Dairy Forum 2027 | January 24-27, 2027
  • PLMA Annual Meeting & Leadership Conference 2027 | April 6-8, 2027
  • ABA Convention 2027 | May 1-5, 2027
Blurred people at a trade fair.

Interested in Learning More?

Tap into the expertise of one of the country’s largest equipment finance companies.2 Tell us your business needs and we can start exploring funding options today.

1Source: One Big Beautiful Bill, Library of Congress

2Source: Monitor 100 2026 | Vol. 53, No. 4